Online Credit Card Processing

Sales and Tech Support (800) 828.6650  

Our Rates

3dcart Merchant Account Starter Package
Set-Up Fee $0
Application Fee $0
Qualified Discount Rate 2.39%
Authorization Fee $0.40
Monthly Minimum $0
3dcart Merchant Account Pro Package
Set-Up Fee $0
Application Fee $0
Qualified Discount Rate 1.98%
Authorization Fee $0.29
Monthly Minimum $0
Click here for detailed definitions and rates.
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Why is it important to have my own merchant account?
Frequently Asked Questions
How long does it take to get set up?
It is a very fast and easy setup process. In fact, many merchants are up and running the same day. Simply fill out the online form, sign the appropriate documents, and return them via fax or email along with a voided check. It’s that easy. On occasion our merchant account team may ask for extra documentation but don’t worry, our team is here to help you.
How hard is it to integrate the payment gateway with my 3dcart shopping cart software?
The payment gateway and your 3dcart shopping cart software are seamlessly integrated, and our merchant account support team is here to guide you through this very easy 2 step process that usually takes less than 1 minute.
Is the payment gateway included with the merchant account?
Yes, you will receive both a merchant account and a payment gateway. This will make it very easy for you to get your questions answered and receive support; there’s no need to go to multiple vendors to get your questions answered.
Does your payment gateway come with fraud tools?
Yes, your payment gateway will come with state of the art fraud protection tools designed to help you manage and protect your business. Some of the fraud tools are: Country blocker, IP address blocker, Address verification, duplicate detection, and many more.
What credit cards can I take with 3dcart Merchant Account?
You will be able to accept Visa, MasterCard, Discover, American Express, and Diners Club.
Does the payment gateway come with a virtual terminal?
Yes, your payment gateway will come with a virtual terminal and at NO extra cost.
What is a virtual terminal?
A virtual terminal allows you to process and manage all aspects of your credit cards transactions from your computer via the internet, including mail, phone, and fax orders.
Should I also accept PayPal or Google Checkout along with my merchant account?
Yes, giving your customers choices on how to pay is very smart and will lead to increased sales. You will find that some customers will not use PayPal to check out and some will want that option. Having many payment options available to your customers is wise.
How long does it take to get approved?
The process is very fast. Typically merchants are able to start accepting credit cards within 48 hours.
Does your Payment Gateway also provide recurring billing?
Yes, recurring billing is available to you at NO extra charge. You can set up a payment to occur daily, weekly, bi-weekly, monthly, bi-monthly, quarterly, and even annually. This gives you the ability to set up a customer one time and bill as often as needed. Let your payment gateway do all the work for you.
What kind of businesses are not accepted through 3dcart Merchant Account?
We do not support the following list of businesses: adult, escort services, online pharmaceuticals, online gambling, get rich quick schemes, pyramid sales, HCG weight loss products, collection agencies, and airlines.
Can you deposit directly into my checking account?
Yes, all funds are directly deposited into your checking account within 48 hours from batch settlement.